Last updated: Effective 1 April 2026
This Policy outlines the practices of Rachit Jain, operating under the brand name “Navkar Research” (“we”, “us”, or “our”), in relation to the storage, use, processing, and disclosure of personal data that you choose to share with us when you access our website, value-added services, research reports, or related offerings (“Services”). This Policy is effective from 1st April 2026.
We are committed to protecting the privacy and confidentiality of your personal information. By using the Services, users consent to the collection and usage of data as outlined in this Policy.
Data collection and types
- Personal Data: collected when you use our Website/Platform or services, or otherwise interact with us. This may include name, date of birth, address, telephone/mobile number, email ID, and any information shared as proof of identity or address. KYC documents required by SEBI Regulations are collected and stored in digital and non-digital formats.
- Device & Usage Information: when you visit our website, we may automatically collect data including your IP address, browser type, operating system, and referring website URLs, along with usage patterns and preferences.
- Third-Party Data: data from social media or other linked platforms may be collected with your consent when you sign in or interact through those accounts.
- Payment Information: details required for subscription processing, securely processed via third-party payment gateways. Sensitive personal data (such as bank/card/payment-instrument information) may be collected with your consent, in accordance with applicable law.
Consent and usage
We use the collected data to provide core service functionality, perform contractual obligations, maintain regulatory compliance, improve our website, and enhance the user experience. We may also use your personal information to communicate with you, provide updates and information about our services, and respond to your inquiries or requests.
We will not use, trade, or share your Personal Data with a third party for marketing purposes. To the extent required or permitted by law, we may collect, use, and disclose Personal Data in connection with security-related or law-enforcement investigations, cooperating with authorities, or complying with legal requirements.
Cookies and tracking
A cookie is an alphanumeric identifier we transfer to your device through your web browser when you visit our website. It enables our system to recognise you on return visits and improve our service. The information is used to track visitor use of the website and compile statistical reports on website activity. Cookies may also be used to compile aggregate information about the most frequently visited areas. If you wish to reject our cookies, you can configure your browser to do so; however, some website features may not function if you remove cookies.
Data sharing and transfers
Subject to applicable law, Personal Data may be disclosed or transferred to, shared with, or kept by the following entities, wherever located, for any of the purposes (or for processing for any of the purposes):
- any third-party service providers providing services to us in connection with the operation of our business;
- our professional advisers (including lawyers);
- our auditors;
- any person to whom disclosure is permitted or required by law or any court order;
- any local or foreign government agencies, regulatory authorities and statutory bodies having jurisdiction over us; and
- any of their respective successors and assigns.
To the extent that we may need to transfer data outside the relevant jurisdiction, we shall do so with safeguards for security and privacy.
Data retention and deletion
We keep collected data only for as long as needed to fulfil the relevant purpose(s) it was collected for, and for as long as we are required or permitted to keep it by law. We shall cease to retain data as soon as it is reasonable to conclude that the purpose for which the data was collected is no longer being served and retention is no longer necessary for legal or business purposes.
Data security
We have taken, and will continue to take, reasonable efforts to protect Personal Data in our possession or control. While we strive to protect Personal Data, we cannot ensure the absolute security of any data transmitted to us via the Internet, and we urge you to take every precaution to protect your Personal Data and use a secure browser.
Your rights
You have the following rights (unless exceptions apply), which can be exercised by contacting us:
- To request the rectification or completion of Personal Data which is inaccurate or incomplete, with certain legal exceptions;
- To request its erasure under certain circumstances, with certain legal exceptions.
When you contact us to exercise any of these rights, we may ask for additional information to verify your identity. To lodge a complaint or exercise your rights, contact us at ra.rachitjain@gmail.com.
Disclosures
Personal Data may be disclosed for legal requirements, to protect rights and property, prevent potential misconduct, or pursue legitimate interests. We do not sell or rent data to third parties. We may share data with trusted third-party service providers who assist us in operating our website, conducting our business, or providing services to you; these third parties are obligated to keep your information confidential and are prohibited from using it for any other purpose.
Third-party websites
Our website may contain links to other websites. We are not responsible for the privacy practices of such other websites, and you are advised to read the privacy statement of each website you visit. We do not accept any responsibility or liability for such policies or for any Personal Data collected by a third party.
Updates and contact
We may update this Privacy Policy from time to time. Any changes will be effective immediately upon posting the revised policy on our website; the latest update date is clearly shown. We encourage you to review this Privacy Policy periodically. Users can contact us via email, phone, or post for privacy concerns; contact details are available on our website.
Navkar Research — SEBI Registered Research Analyst (Reg. No. INH000022738, BSE Enlistment No. 6756). For any clarification regarding this document, please contact us.